Privacy Policy fj99 – Our Commitment to Protecting Every Member's Personal Data

1Introduction

Fj99 ("we", "Platform") is committed to protecting the privacy and security of the personal data of every user ("you", "member") who accesses or uses our services at fj99.pw and all integrated services connected to it.

This Privacy Policy explains the types of data we collect, the reasons for collection, how data is used and stored, and the rights you have over your personal data. We aim to present this in plain, easy-to-understand language — not confusing legal jargon.

Privacy is not merely a regulatory obligation for fj99 — it is a core value we have held from the very beginning. Hundreds of thousands of Indonesian members have entrusted us with their data, and we do not take that trust lightly.

2Personal Data We Collect

Fj99 collects several categories of personal data necessary to operate the platform securely and deliver the best service. Here are the details:

2.1 Data You Provide Directly

• Identity Data: Full name, date of birth, national ID or driver's license number, and a selfie photo provided during the KYC verification process
• Contact Data: Active email address and mobile number used to create an account
• Financial Data: Bank account numbers or e-wallet accounts registered for deposit and withdrawal transactions
• Account Data: Username, password (stored in encrypted form), and account preferences you have set yourself

2.2 Data Collected Automatically

• Technical Data: IP address, browser type, operating system, and screen resolution of the device used
• Activity Data: Pages visited, visit times, games played, and transaction history on the platform
• Location Data: General location information based on IP address to ensure compliance with applicable geographic restrictions
• Cookies and Similar Technologies: Session data that helps the platform function correctly and improves the user experience

3How We Use Your Personal Data

Every piece of data collected by fj99 has a clear and specific purpose. We do not use data for purposes unrelated to the services you use.

If we ever need to use your personal data for a purpose not listed here, we will request your explicit consent before doing so.

4Data Sharing with Third Parties

Fj99 does not sell, rent, or trade your personal data to any third party for commercial purposes. Full stop. This is not merely a written policy — it is our operational commitment.

However, in certain limited situations, data may be shared with third parties for the following reasons:

• Payment Service Providers: Required transaction data is forwarded to payment gateway providers (banks, e-wallets) solely to process the financial transactions you initiate
• Technical Service Providers: Technology partners who help operate the platform infrastructure (such as hosting and security services) and are bound by strict confidentiality agreements
• Legal Obligation: Where fj99 is required by applicable law or a valid court order to disclose certain data to the relevant authorities
• Rights Protection: In situations where disclosure is necessary to protect the rights, property, or safety of fj99, other members, or the general public

Every third party that receives personal data from fj99 is bound by a confidentiality agreement and is only permitted to use that data in accordance with agreed instructions and purposes.

5Cookies and Tracking Technologies

Fj99 uses cookies and similar technologies (such as localStorage and session storage) to ensure the platform functions properly and to provide you with a better experience. Cookies are small files stored on your device when you visit our platform.

Types of cookies used by fj99:

• Essential Cookies: Required for the platform to function — including login session management, security, and basic navigation. These cookies cannot be disabled
• Functional Cookies: Remembers your account preferences and settings such as language, display, and the last game settings you used
• Analytics Cookies: Helps us understand how users interact with the platform in aggregated, anonymized form, so we can continuously improve our services
• Security Cookies: Used to detect suspicious activity and protect your account from unauthorized access

You can manage your cookie preferences through your browser settings. Please note that disabling essential cookies may significantly affect platform functionality.

6Data Security

Protecting your personal data is a top technical priority at fj99. We apply multiple layers of security working together to ensure your data is always protected, both in transit and at rest on our servers.

Security measures implemented by fj99 include:

• Transmission Encryption: All communication between your device and fj99 servers is protected by TLS 1.3 protocol with 256-bit encryption
• Storage Encryption: Sensitive data such as passwords are stored using a one-way hashing algorithm — even the fj99 team itself cannot read your password
• Two-Factor Authentication (2FA): An additional security layer that protects your account from unauthorized access even if your password is compromised
• Real-Time Monitoring: An anomaly detection system active 24 hours a day monitors suspicious activity and automatically blocks unusual access
• Internal Access Restriction: Only staff who genuinely require access to specific data are permitted to access it — in line with the principle of least privilege
• Regular Security Audits: The platform undergoes regular security testing by our internal security team and, under certain conditions, external auditors

7Data Storage and Retention

Fj99 only retains your personal data for as long as necessary for the purposes described in this policy, or as required by applicable regulations.

General data retention periods:

• Active Account Data: Retained for as long as the account remains active and for a period after account closure for audit and regulatory compliance purposes
• Financial Transaction History: Retained for a minimum of 5 (five) years in accordance with applicable legal obligations related to anti-money laundering
• KYC Data: Retained for the duration of the active account and extended in accordance with applicable legal requirements
• Security Logs: Retained for 12 months for security incident investigation purposes if required
• Cookie Data: Session cookies are deleted when the browser is closed; persistent cookies have an expiry period stated in the cookie settings

Once the retention period ends, data will be securely deleted or anonymized so that it can no longer be personally identified as yours.

8User Rights Over Personal Data

As a data owner, you hold a number of rights that you may exercise at any time. fj99 respects and facilitates the exercise of those rights.

To submit a request regarding the above rights, please contact the fj99 support team via live chat available on the platform. We will respond within a reasonable timeframe and in accordance with applicable regulations.

9Minor Data Protection

Fj99 services are strictly intended for individuals aged 18 and above. fj99 does not knowingly collect or store personal data from individuals under the age of 18.

The account registration process and KYC verification are designed to prevent access by underage users. If fj99 becomes aware that personal data of a minor has been inadvertently collected, we will promptly take steps to delete that data and close the account in question.

10Changes to This Privacy Policy

Fj99 reserves the right to update or revise this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or service improvements. Any changes will be published on this page by updating the "Last updated" date at the top of the document.

For changes deemed significant and directly affecting how we process your personal data, fj99 will endeavor to provide additional notice via email or an on-platform notification before the changes take effect.

Continued use of the fj99 platform after changes to the Privacy Policy are published will be considered acceptance of those changes. If you do not agree with the changes made, you have the right to close your account before the changes take effect.

11Contacting the fj99 Privacy Team

If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal data, do not hesitate to contact the fj99 team. We are committed to responding to all privacy-related inquiries seriously and within a reasonable timeframe.

How to contact the fj99 privacy team:

• Live Chat: Available directly on the fj99 platform, 24 hours a day, 7 days a week in Indonesian
• Support Email: [email protected] (response within 1–2 business days)

When contacting us regarding a privacy request, please include your account username and a clear description of your request or concern so our team can assist you more effectively.